Become Your Own Bank

Control Your Money. Multiply Generational Wealth.

Unlock the little-known strategy used by entrepreneurs, real estate investors, and the ultra-wealthy to build wealth outside of Wall Street, access capital on demand, and create a lasting legacy—tax-free.

Get My Free Strategy SessionHow It Works

How Cash Flow Banking Works in 3 Steps

This isn’t theory. It’s a proven system used by business leaders and wealth builders for over 100 years.

Plan

Determine how much you want to contribute to your estate and legacy.

Fund

Contribute to a high-cash-value whole life policy designed for liquidity.

Borrow

Access your bank (i.e. your money) at any time, for any purpose—tax-free.

Grow

Your money keeps compounding uninterrupted, even while you use it.

See the Full Breakdown

Why Entrepreneurs Are Choosing This Strategy

Liquidity Without Compromise

Access capital in days—not months. No bank paperwork. No repayment pressure.

Tax-Advantaged Growth

Compounding interest + dividends. Tax-deferred accumulation. Tax-free access.

Legacy on Autopilot

Build a family bank that protects wealth and transfers it tax-free.

Cash Protection

Cash is protected from bankruptcy and creditors in most states.

“This is the first time I felt like I was playing the same game the wealthy play.”

– Ron H., Real Estate Investor

Design Your Strategy

Compare & Challenge the Status Quo

Traditional Plans Keep You Locked In. Cash Flow Banking Sets You Free.

Feature401(k) / IRABank SavingsCash Flow Banking
Market RiskHighNoneNone
Liquidity Before 59½No (penalities)YesYes
Tax-Free AccessNoNoYes
Use for Any PurposeNoYesYes
Legacy PlanningLimitedNoneYes (Tax-Free)

Trusted by Entrepreneurs, Families & Professionals

“I set up my cash flow banking policy back in 2009. The life insurance specialist that assisted me in the initial setup took advantage of a powerful feature called the paid-up additions rider, which allowed me to super charge my policy with extra cash value from Day One. A few years later I suffered a mild heart attack while on a work trip to South America making me essentially uninsurable. Thankfully, I am doing just fine and having a policy already in force has brought great peace of mind.”

– Brian B.

“Last year my husband took a 47% cut from his annual wages. It sounds difficult, but we learned a valuable lesson about trying to make ends meet using credit card. It don’t work. We were able to pay off the credit card and refinance our home with funds from our Cash Flow Bank. We are paying the loan back our way, our time. It is just wonderful and I am now less afraid of the future.”

– Monica G.

“I have used a form of Cash Flow Banking since 1999 and can say that the financial crisis and internet bubble had NO affect on my Cash Flow bank account values. I use loans from my Cash Flow in my software business to buy other businesses, and the liquidity has helped get new deals quickly because there is no closing or financing needed.”

– Joe M.

Design Your Strategy

Cash Flow Banking™ Helps You Create Real, Lasting Wealth ... Automatically

Grow Deposits

Grows your deposits by an annual, guaranteed rate (historically 2-4%) plus additional dividends that can boost your cash value up to 5-6%.

Eliminate Cash Flow Problems

Eliminates cash flow problems with quick-access loans for any purpose. No credit check required and no questions asked.

Immediate Access to Money

Offers immediate access to your money in the event of a disability or any other emergency without having to “cash out” (so you won’t trigger an expensive capital gain).

Capital Preservation

Provides capital preservation without risking principle, so your cash value is not affected by market volatility and you won’t lose your money if the economy “crashes” again.

Protection Against Bankruptcy and Creditors

Protects you against bankruptcy and creditors, so you never have to worry about losing your money due to a lawsuit (protection varies by State).

Tax-Free Checks

Allows you to receive monthly checks TAX FREE when you decide to retire… with no age restrictions and no early withdrawal penalties.

Built on Expertise. Backed by Results.

25+ Years Experience


$100M+ in Funded Policies

 

Certified Specialists (RICP®, ChSNC®, etc.)

 

Over 2,500 Clients Served

 

Ready to Take Control of Your Financial Future?

Book your free, no-pressure strategy session with our team today.

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